Partnership

Not just another vendor—our goal is to solve your problems by providing best solutions that meet your business needs. Product offerings are customized by client requirements.

Specialties

• Life Underwriting—Large Amount Complex Cases
  • Quick Quotes
  • Trial Applications
  • Formal Applications
  • APS Summaries
• Audits—Underwriting and Compliance
• Process Workflow Analysis
• Transactional and simplified underwriting
• Contestable claim consultation—expert witness representation available to client companies

Expertise

HOVIN believes that the key strength of the company rests in its people, professionals with proven success records.  The average underwriting experience of our team is 25 years with multiple brokerage life carriers. They have respected reputations in the industry among Reinsurers, Actuaries and Agents.  They are full time employees…NOT contract underwriters.

Client Benefits

• Protect client mortality experience
• Manage staffing/new business fluctuations and backlogs
• Client approved underwriting team and case managers
• Business Metrics reporting
• Professional liability coverage

Increased Revenue Velocity

• Increase sales and revenue
• Move business faster
• Improve placement ratios