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The key strength of the company rests in its people, credentialed
professionals with proven success records. The average underwriting
experience of our team is 25 years with multiple brokerage life
carriers. They are full time employees with respected reputations in
the industry among Reinsurers, Actuaries and Agents.
Our Team
Jeremy S. Holmes,
FALU, FLMI, CLU, President
Jerry is President of HOVIN Underwriting Partners, Inc. and
co-founder of the company in 2005 with Janet Vincent. Jerry
brings to HOVIN 45 years of life underwriting experience. Jerry
is a Fellow with Distinction of the Academy of Life
Underwriting, Fellow Life Management Institute, a Chartered Life
Underwriter, and past President of the Home Office Life
Underwriters Association, now AHOU. An AHOU member, he attends
several industry meetings each year.
Janet L. Vincent, Executive Vice
President
Jan is Executive Vice President of HOVIN Underwriting
Partners and co-founder of the company in 2005. Prior to opening
HOVIN, Jan was Assistant Vice President of Underwriting and New
Business for a major life insurance company. Jan brings over 25
years of life underwriting experience. One of her specialties is
the designing of new underwriting and new business systems and
implementing new underwriting programs. A few of these
underwriting programs are the Teleapp Program and the Express
Underwriting Team. Jan is a member of AHOU, has completed
various CLU and LOMA exams, and attends yearly industry meetings
to keep abreast of current information and technology.
Leeann Hansen,
Assistant Vice President of Underwriting
Leeann joined HOVIN in 2007, bringing 20year experience in
the life insurance industry. Her most recently held position
before joining us was as Chief Underwriter/Manager. Leeann also
worked as a Policy Issue Specialist, Case Manager, and Director
of Underwriting. She has completed LOMA and ALU courses and
attends several industry meetings each year.
Herbert W. Jones, Assistant Vice President of Underwriting
Herb has been with HOVIN Underwriting Partners since 2006. He
is responsible for the management of the underwriting staff.
Prior to joining HOVIN, Herb’s successful career includes
management positions at major life insurance companies. Herb
brings over 40 years underwriting experience to HOVIN. Herb is a
member of AHOU and has passed several LOMA exams. He attends
several industry meetings annually.
Elizabeth W. Bussolini, Chief Underwriter
Beth joined HOVIN in 2006. She brings HOVIN over 20 years of
Brokerage underwriting and new business experience. She is a
graduate of Briarwood College. Before coming to HOVIN, Beth
underwrote multi-million dollar cases as well as mentored junior
underwriters. She was responsible for new underwriter training
on procedures and systems. Beth is proficient at EKG
interpretation and has attended multiple medical seminars. She
is a member of AHOU and attends industry meetings annually.
Robert Lapierre, FLMI, Chief Underwriter
Bob joined HOVIN in 2007 and has brought HOVIN over 40 years of
brokerage underwriting experience. He is a graduate of Fairfield
University. Bob is a Fellow of the Life Management Institute. He worked
many years at a large company in Hartford, Connecticut where he was an
underwriter and manager of the new business area. Before coming to
HOVIN, Bob was Chief Underwriter at a major life insurance company,
specializing in large, complex, older age cases where he was part of the
Large Case team. He is a mentor to many of the other underwriters. Bob
is also a NASD Registered Representative. He attends several industry
meetings each year.
Margaret M. Taff, FALU, FLMI, Chief Underwriter
Margaret joined HOVIN in 2008, bringing with her over 20 years of
underwriting experience. She is a graduate of Northeastern University as
well as Pennsylvania State University. Margaret came to us from a major
life reinsurance company where she was a Senior Underwriting Consultant.
She also has experience conducting underwriting audits for both internal
and external client companies. Margaret has FALU and FLMI designations
and is the Curriculum Group Coordinator for the Education Committee of
the Academy of Life Underwriting.
Denise M. Girardin, Director, Underwriting
Denise joined HOVIN in 2007 after working at a major
insurance company as Assistant Underwriting Director. Denise
brings HOVIN over 25 years of insurance background with business
experience in individual life, group life and disability
insurance underwriting, policy administration and customer
service along with excellent EKG interpretation knowledge. She
attends several industry meetings each year.
Teresa McCullough, ACS, Director, Underwriting
Teresa joined HOVIN in 2009 bringing over 34 years New Business and Underwriting experience in the life insurance industry. Her most recent position was Underwriting Director for a major life insurance company. Teresa has attained an Associate in Customer Service (ACS). She has completed several LOMA courses and multiple management and leadership courses at Indiana University School of Business and Indiana Central University Management Development Main Event Management Institute.
Tracey L. Bottum, Assistant Director, Underwriting
Tracey came to HOVIN in 2007 after working for a major
insurance company as an Assistant Director of Underwriting. She
represented the underwriting department on projects to assist
with new system implementations, system enhancements and
workflows. Tracey was responsible for underwriter training on
procedures and systems. Tracey is proficient at EKG
interpretation. She attends several industry meetings each year.
Kendra Campbell, Assistant Director, Underwriting
Kendra joined HOVIN in 2007 after working for a major
insurance company as an Assistant Director. She is a graduate of
the University of Connecticut. She has completed LOMA and ALU
courses. Kendra has brought us over 6 years of underwriting
experience. She also helped create and implement a training
program for new underwriters. She attends several industry
meetings a year.
Eileen Kruczek, Assistant Director, Underwriting
Eileen started at HOVIN in 2007 and has brought us 25 years
of experience in Life Underwriting and over 8 years experience
in the brokerage market. She has completed LOMA and ALU courses.
Eileen is a member of AHOU and attends industry meetings on an
annual basis.
Kimberly Sherba, ACS, Assistant Director, Underwriting
Kim joined HOVIN in 2009 bringing 16 years of New Business and Underwriting experience. Her most recent position was Underwriting Officer at a major Life Insurance Company. Kim obtained a Bachelor of Science from the School of Education at the University of Connecticut. She is an Associate in Customer Service (ACS) and has completed several ALU courses.
Cass Bussolini,
Senior Underwriter
Cass came to HOVIN in 2007 after graduating from Briarwood
College, bringing with her over 5 years experience in the
insurance business. Prior to her work at HOVIN, Cass held the
positions of Case Manager, New Business Assistant, and Assistant
Underwriter at a major life insurance company.
Robin Campbell, Senior Underwriter
Robin joined HOVIN in 2009 bringing 6 years of Underwriting and New
Business experience. Her most recent position was that of Risk
Selection Specialist where she worked for a major life insurance
company. Robin obtained her B.S. in Business Administration and
Marketing from Bryant College. She is currently the Secretary of the
Hartford/Springfield Underwriting Association. Robin is Series 6
licensed and has passed several ALU and LOMA courses.
Michelle Schwarm, FALU, FLMI, CLU, Senior Underwriter
Michelle joined HOVIN in 2009 and brings over 17 years of life and
health insurance experience. She has held several underwriting
positions for major life insurance companies and most recently was a
Risk Selection Specialist. Michelle received her B.S. in Organizational
Management from the University of LaVerne and Certified Medical
Assistant from Watterson College. She achieved the following
designations: FALU, FLMI, CLU, FFSI, FLHC, ARA, PCS, and HIAA.
Kristen Thompson, Senior Underwriter
Kristen joined HOVIN in 2009 bringing over 14 years experience in the
insurance industry. She most recently held the position of Senior Life
Underwriter for a major life insurance company. Kristen obtained a
Bachelor's Degree in Merchandising with a minor in Psychology from
Radford University. She has completed HIAA and passed several LOMA and
ALU exams.
Daniel F. Haggerty, Life Underwriter
Dan joined HOVIN in 2009 bringing 12 years of experience in
the insurance industry. He graduated from Saint Anselm College
with a Bachelors of Arts Degree in History. Dan has since held
positions such as Underwriter, Manager Life New Business,
Account Manager, and Life Insurance Sales Specialist at major
life insurance companies. Dan has served on the Executive
Committee of the Hartford/Springfield Underwriters Association
and has passed several ALU & LOMA courses. He is also Series 6
licensed.
Ross McKeen, Life Underwriter
Ross joined HOVIN in 2009 bringing 5 years of experience in
the life insurance industry. He graduated from Western New
England College with a Bachelors of Science Degree in Business
Management as well as with honors from Dean College with an
Associates Degree in Business Administration. Since graduating,
Ross has held positions such as Underwriter and Life New
Business Representative at a major life insurance company. He
has completed several ALU courses.
Michelle L. Richter, Operations Specialist
Michelle started with HOVIN in 2008 bringing 17 years of experience in
the insurance industry. Prior to joining HOVIN she held the positions
of Manager of Contracts and Sales Agreements, National Accounts
Coordinator, and New Business Case Manager for a major life insurance
company. Michelle is a graduate of Bay Path College and has completed
several LOMA courses. She is also Series 6 and 63 licensed.
Beth F. Goulet, Manager, Administration
Beth joined HOVIN in 2009 bringing 19 years of experience in the insurance industry. Prior to joining HOVIN she held the positions of Director Life New Business, Director Distribution Administration, and Director Sales Operations for a major life insurance company. She obtained a Bachelor of Science Degree in Business Administration from the University of Vermont and is Series 6 licensed.
Bette Holmes, Information Technology Services
Bette brings insurance technology, business analysis and management
information skills to HOVIN. During her 35 year property-casualty
insurance career, she has held business and IT management positions at
major Hartford based insurers.
Katie L. Garcia, Team Leader,
New Business
Katie joined HOVIN in 2007. Before coming to HOVIN she worked
as a Support Specialist, Senior Status Representative, and
Underwriting Assistant at a major life insurance company. Katie
brings over 20 years of brokerage market experience. Katie’s
most recent position before coming to HOVIN was as an
Underwriter at a reputable brokerage insurance company. She has
completed a LOMA course. She has also attended industry meetings
and received basic EKG training.
Dawn Ryzak,
Sr. New Business Specialist
Dawn started at HOVIN in 2007 after spending 7 years in a New Business
and underwriting environment. She worked as a New Business Processor for
a major life insurance company and later as an Underwriting Assistant.
Dawn graduated from Tunxis Community College in 2003 with a degree in
Business Office Technology.
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